- First mortgages6.99 – 8.49%
- Second mortgages9.99 – 12.99%
Better pricing
Rate range across recent offers
New · Openfund Origination & Resale Marketplace
Get matched with the right mortgage
One application, one platform. Powered by AI. Guided by licensed professionals.
Live in OntarioTrusted by Canada's leading mortgage professionals
Trusted by Canada's leading mortgage professionals
360LendingBlossom CapitalPace LawVantage LawNorthern TrustPacific Lending
Why Openfund?
Better mortgages for everyone
What the marketplace is delivering right now — pricing, speed, and choice, drawn from real activity across the platform.
LiveLast 7 days · across the marketplace
4.2days
Faster decisions
Speed to first lender offer
5.4offers
More options
Average lender offers per deal
The platform
One platform
Every step of the deal
Originate, underwrite, syndicate, and service — together. Openfund replaces fragmented tools with a connected workflow purpose-built for Canadian mortgage professionals.
Toronto, ONTop match
$485K
LTV 68%·2nd
Mississauga, ON
$320K
LTV 72%·2nd
Hamilton, ON
$215K
LTV 65%·2nd
Ottawa, ON
$540K
LTV 70%·2nd
Marketplace
Find the right lender, every time
Submit once, get curated offers from a network of vetted Canadian lenders. Standardized listings make every deal comparable, side-by-side.
Transparency
One source of truth for everyone on the deal
Borrowers, brokers, and lenders see exactly what they need, when they need it. Built-in chat keeps every conversation tied to the file.
- SubmittedMon, 9:14 AM
- Offers receivedMon, 11:02 AM
- AcceptedMon, 2:18 PM
- FundedThu, 10:00 AM
Velocity
Faster, more reliable funding
Replace email threads with structured workflows. Receive, evaluate, and accept offers in a single click — and close deals in days.
Openfund ReportProduct Suitability Assessment
Explains why this mortgage product was recommended for your situation.
Product Information
Position3rd Mortgage
Amount$50,000
Interest Rate9.99%
LTV Ratio72%
Credit Score & Debt Ratios
Credit Score300 — 900
GDS %0 — 100%
TDS %0 — 100%
Compliance
Compliance, completed as you work
The Openfund Report documents suitability, KYC, and audit trail automatically. Built around FSRA, FINTRAC, and PIPEDA from day one.
+128 lenders+1,400 brokers
Network
Grow your broker–lender relationships
Discover new counterparties through performance, not Rolodex. Recycle capital instantly through the Resale Marketplace.
Resale Marketplace
Liquidity for Canadian private mortgages
The first standardized, vetted secondary market for Canadian private notes — recycle capital, manage risk, deploy faster.
$1.2Bof Canadian private mortgages addressable in year one
How it works
Simple for borrowers
Powerful for professionals
One platform for everyone — every step of the deal
01
Apply in 8 minutes
Tell us about your situation, what you're looking for, and upload your documents securely.
02
Match with a licensed broker
Your broker reviews your application and guides you through your options — A lenders, B lenders, and private capital.
03
Compare your offers
Competitive options across Canada's mortgage market. Your broker explains the differences. You choose.
Who it's for
Built for everyone in the deal
Borrowers, brokers, and lenders all get a tailored experience — and a single source of truth across the entire mortgage lifecycle.
For borrowers
Find the right mortgage, guided by professionals
- Match with a vetted broker in your region
- Transparent, competitive offers
- Track your application end-to-end
For brokers
Win more deals with less busywork
- Submit once, receive multiple structured offers
- Built-in suitability documentation (FSRA-ready)
- Status, chat, and documents in one workflow
For lenders
Fund better deals with fewer resources
- See only deals that match your underwriting criteria
- Recycle capital through the Resale Marketplace
- API + portal access — your team, your way
Trust & security
Built for the regulated reality of Canadian mortgages
Trust is non-negotiable for a platform managing financial data. At Openfund, compliance and security are not afterthoughts — they are core architectural principles built into every aspect of our platform.
PIPEDAFINTRAC AMLFSRA-readySOC 2 (in progress)
Compliance by design
FINTRAC AML workflows, FSRA-ready suitability documentation, and PIPEDA-aligned privacy practices — built into every workflow.
Bank-grade security
TLS 1.2+ in transit, AES-256 at rest. KMS-encrypted credentials, SSDLC, and continuous third-party penetration testing.
Canadian data residency
All sensitive user and client data is stored exclusively in Canada (ca-central-1). Your data never crosses the border.
Join the future of Canadian mortgages
Whether you're looking to fund your next deal, deploy capital into vetted assets, or unlock liquidity in your portfolio — Openfund is your gateway to a more dynamic, transparent, and efficient mortgage market.
No credit card required · Live in Ontario · Expanding across Canada